Have you ever wondered where your hard-earned money goes each month? Would you like to discover ways to spend less and save more? Do you dream of becoming debt-free? Christa Cummings, Client Relationship Representative at First Merchants Bank, will reveal the secrets to achieving financial wellness during this informative program. Topics discussed will include how to create a budget, how to analyze your spending habits to find ways to save money, tips for frugal living, common strategies for eliminating debt, and techniques for repairing, building, and maintaining credit.